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From: Clive on 12 Jun 2010 08:04
In message <56qdnYdqXpz6b4_RnZ2dnUVZ_vudnZ2d(a)giganews.com>, dr_jeff
<utz(a)msu.edu> writes
>We have no heatlh care system. Already, American businesses are
>staggering under the weight of paying for health care for their
>workers. That is one of the main reasons that wages of the working
>people didn't go up much in the last several years. THis is a burden on
>businesses that other countries don't place on businesses.
The last sentence is not true, here in the UK, both employer and
employee pay Nation Insurance to be able to fund the National Health
Service.
--
Clive

From: Mike Hunter on 12 Jun 2010 13:19
It appears you have fallen for the goofy idea that healthcare in other
counties is free and that insurance costs in the US will somehow go down not
up, after the government takes control LOL

Educate yourself before you chose to comment on a subject of which you
obviously have little or no knowledge, for a change. Do a search of
financial health of government run SS, Medicare, Medicaid and the US Postal
Service.


"dr_jeff" <utz(a)msu.edu> wrote in message
news:56qdnYdqXpz6b4_RnZ2dnUVZ_vudnZ2d(a)giganews.com...
> Mike Hunter wrote:
>> Reminds one of the federal take over of our healthcare system, staggering
>> federal debt as far as the eye can see.
>
> We have no heatlh care system. Already, American businesses are staggering
> under the weight of paying for health care for their workers. That is one
> of the main reasons that wages of the working people didn't go up much in
> the last several years. THis is a burden on businesses that other
> countries don't place on businesses.
>
> Of course, your are free to believe what you want, no matter how
> convoluted or fantasy-based your ideas.
>
> Jeff


From: Jeff Strickland on 13 Jun 2010 13:13

"Conscience" <nobama@g�v.com> wrote in message
news:87g4v4FaonU1(a)mid.individual.net...
> On 2010-06-11 16:35:02 -0700, "Jeff Strickland" <crwlrjeff(a)yahoo.com>
> said:
>
>>
>> "FatterDumber& Happier Moe" <"WheresMyCheck"@UncleSamLoves.Mee> wrote in
>> message news:4c12c2d4$0$11850$bbae4d71(a)news.suddenlink.net...
>>> Mike Hunter wrote:
>>>> Reminds one of the federal take over of our healthcare system,
>>>> staggering
>>>> federal debt as far as the eye can see.
>>>>
>>>>
>>>> "in2dadark" <in2dadark(a)yahoo.com> wrote in message
>>>> news:399b6180-789f-4ab6-a75d-a8582f7e4327(a)z10g2000yqb.googlegroups.com...
>>>>> CBO Projects "Beach House Bailout" Cost at $1.7 Billion
>>>>>
>>>>> WASHINGTON (June 8, 2010) An estimate from the Congressional Budget
>>>>> Office(CBO) shows that legislation potentially putting the American
>>>>> taxpayers on the hook for Florida's underfunded catastrophe fund would
>>>>> add to the already massive budget deficit, the National Association of
>>>>> Mutual Insurance Companies said today.
>>>>> The CBO has projected that HR 2555, which has also been called the
>>>>> "Beach House Bailout" bill, will add $1.7 billion to the deficit over
>>>>> the next five years. The measure was introduced by Rep. Ron Klein, D-
>>>>> Fla., to ensure that homeowners' insurance rates in his state would
>>>>> remain artificially low at the expense of the rest of the country.
>>>>>
>>>>> Additionally, the bill would remove any incentive for Florida
>>>>> lawmakers to fix the broken catastrophe fund, and would instead
>>>>> incentivize other states to follow Florida's flawed, under-funded, and
>>>>> risky example.
>>>>>
>>>>> "If enacted, this bill would be a financial disaster for the federal
>>>>> budget and the taxpayers," said Jimi Grande, senior vice president of
>>>>> federal and political affairs for NAMIC. "It's worth noting that the
>>>>> CBO projections don't recognize the potential impact of an active
>>>>> storm season. If Florida were to be hit by the same type of storm
>>>>> season that we had in 2005, the costs could rise into the hundreds of
>>>>> billions."
>>>>>
>>>>> Grande also noted the perverse incentives created by the bill, which
>>>>> as it is written would only provide federal backing to Florida's
>>>>> catastrophe fund. By assuming the financial risks of the state
>>>>> catastrophe fund, the bill would remove any reason for lawmakers in
>>>>> Florida to fix the broken insurance system in their state. By keeping
>>>>> insurance rates in high risk coastal areas artificially low, the bill
>>>>> would also encourage development of ecologically sensitive coastal
>>>>> wetlands.
>>>>>
>>>>> "Rather than trying to solve the problems facing the state of Florida,
>>>>> this bill would simply pass the buck to the federal government, and
>>>>> the American people, while further threatening the environment" Grande
>>>>> said.
>>>>>
>>>>> "The American people are deeply concerned by the federal budget
>>>>> deficit and the record debt facing this country, the last thing they
>>>>> want to see is another bailout."
>>>>>
>>>>
>>>>
>>> I paid my house insurance today, they sent a thing to sign that I'd
>>> never
>>> been convicted of a felony. When I was paying it in person I asked what
>>> the hell is this about? She said they did a 5 year review and that's
>>> one
>>> of the questions. I'm not a convicted felon so it doesn't matter in my
>>> case but I got to asking more questions, she said they don't insure
>>> felons and had to drop some clients because they were, some had been
>>> customers for years. No time limit, no matter what the felony was, no
>>> exceptions.
>>
>>
>>
>> That seems odd that they would refuse to insure felons without regard to
>> the
>> felony.
>
> We might have a disagreement here, Jeff. Why would it matter what felony
> was involved?
>
> Seriously.
>


If the felony was a white-collar crime, then the liability of a violent
assault that could create a payable claim would be different than if the
felony was for a street crime.

The mere presence of a felony conviction doesn't in itself make the
insurance company open to a claim against an insured.

And insurance is all about risk assessement, and the risk factor drives the
premium. High risk is mitigated with a high premium, therefore the liability
exposure that a felon might present could be covered by a surcharge on the
premium.

I don't get that a felony conviction would automatically preclude insurance
coverage. I understand that it _could_ because there are surely felons out
there that are just too rishy to insure for anything. But to brand all
felons as uninsurable seems to run counter to the whole idea of insurance.
Of course, the insurability of anybody depends on what type of insurance is
being sought.





From: in2dadark on 13 Jun 2010 17:40
On Jun 11, 6:12 pm, "Mike Hunter" <Mikehunt2(a)lycos,com> wrote:
> Reminds one of the federal take over of our healthcare system, staggering
> federal debt as far as the eye can see.
>
> "in2dadark" <in2dad...(a)yahoo.com> wrote in message
>
> news:399b6180-789f-4ab6-a75d-a8582f7e4327(a)z10g2000yqb.googlegroups.com...
>
>
>
> > CBO Projects "Beach House Bailout" Cost at $1.7 Billion
>
> > WASHINGTON (June 8, 2010) An estimate from the Congressional Budget
> > Office(CBO) shows that legislation potentially putting the American
> > taxpayers on the hook for Florida's underfunded catastrophe fund would
> > add to the already massive budget deficit, the National Association of
> > Mutual Insurance Companies said today.
> > The CBO has projected that HR 2555, which has also been called the
> > "Beach House Bailout" bill, will add $1.7 billion to the deficit over
> > the next five years. The measure was introduced by Rep. Ron Klein, D-
> > Fla., to ensure that homeowners' insurance rates in his state would
> > remain artificially low at the expense of the rest of the country.
>
> > Additionally, the bill would remove any incentive for Florida
> > lawmakers to fix the broken catastrophe fund, and would instead
> > incentivize other states to follow Florida's flawed, under-funded, and
> > risky example.
>
> > "If enacted, this bill would be a financial disaster for the federal
> > budget and the taxpayers," said Jimi Grande, senior vice president of
> > federal and political affairs for NAMIC. "It's worth noting that the
> > CBO projections don't recognize the potential impact of an active
> > storm season. If Florida were to be hit by the same type of storm
> > season that we had in 2005, the costs could rise into the hundreds of
> > billions."
>
> > Grande also noted the perverse incentives created by the bill, which
> > as it is written would only provide federal backing to Florida's
> > catastrophe fund. By assuming the financial risks of the state
> > catastrophe fund, the bill would remove any reason for lawmakers in
> > Florida to fix the broken insurance system in their state. By keeping
> > insurance rates in high risk coastal areas artificially low, the bill
> > would also encourage development of ecologically sensitive coastal
> > wetlands.
>
> > "Rather than trying to solve the problems facing the state of Florida,
> > this bill would simply pass the buck to the federal government, and
> > the American people, while further threatening the environment" Grande
> > said.
>
> > "The American people are deeply concerned by the federal budget
> > deficit and the record debt facing this country, the last thing they
> > want to see is another bailout."- Hide quoted text -
>
> - Show quoted text -

All this printing of money just pisses me off.. Makes me want to do
this..

http://www.youtube.com/watch?v=qbIZjJ-7yYQ
From: in2dadark on 13 Jun 2010 17:41
On Jun 11, 7:12 pm, FatterDumber& Happier Moe
<"WheresMyCheck"@UncleSamLoves.Mee> wrote:
> Mike Hunter wrote:
> > Reminds one of the federal take over of our healthcare system, staggering
> > federal debt as far as the eye can see.
>
> > "in2dadark" <in2dad...(a)yahoo.com> wrote in message
> >news:399b6180-789f-4ab6-a75d-a8582f7e4327(a)z10g2000yqb.googlegroups.com....
> >> CBO Projects "Beach House Bailout" Cost at $1.7 Billion
>
> >> WASHINGTON (June 8, 2010) An estimate from the Congressional Budget
> >> Office(CBO) shows that legislation potentially putting the American
> >> taxpayers on the hook for Florida's underfunded catastrophe fund would
> >> add to the already massive budget deficit, the National Association of
> >> Mutual Insurance Companies said today.
> >> The CBO has projected that HR 2555, which has also been called the
> >> "Beach House Bailout" bill, will add $1.7 billion to the deficit over
> >> the next five years. The measure was introduced by Rep. Ron Klein, D-
> >> Fla., to ensure that homeowners' insurance rates in his state would
> >> remain artificially low at the expense of the rest of the country.
>
> >> Additionally, the bill would remove any incentive for Florida
> >> lawmakers to fix the broken catastrophe fund, and would instead
> >> incentivize other states to follow Florida's flawed, under-funded, and
> >> risky example.
>
> >> "If enacted, this bill would be a financial disaster for the federal
> >> budget and the taxpayers," said Jimi Grande, senior vice president of
> >> federal and political affairs for NAMIC. "It's worth noting that the
> >> CBO projections don't recognize the potential impact of an active
> >> storm season. If Florida were to be hit by the same type of storm
> >> season that we had in 2005, the costs could rise into the hundreds of
> >> billions."
>
> >> Grande also noted the perverse incentives created by the bill, which
> >> as it is written would only provide federal backing to Florida's
> >> catastrophe fund. By assuming the financial risks of the state
> >> catastrophe fund, the bill would remove any reason for lawmakers in
> >> Florida to fix the broken insurance system in their state. By keeping
> >> insurance rates in high risk coastal areas artificially low, the bill
> >> would also encourage development of ecologically sensitive coastal
> >> wetlands.
>
> >> "Rather than trying to solve the problems facing the state of Florida,
> >> this bill would simply pass the buck to the federal government, and
> >> the American people, while further threatening the environment" Grande
> >> said.
>
> >> "The American people are deeply concerned by the federal budget
> >> deficit and the record debt facing this country, the last thing they
> >> want to see is another bailout."
>
>   I paid my house insurance today, they sent a thing to sign that I'd
> never been convicted of a felony.  When I was paying it in person I
> asked what the hell is this about?  She said they did a 5 year review
> and that's one of the questions.  I'm not a convicted felon so it
> doesn't matter in my case but I got to asking more questions,  she said
> they don't insure felons and had to drop some clients because they were,
> some had been customers for years.  No time limit, no matter what the
> felony was, no exceptions.- Hide quoted text -
>
> - Show quoted text -

All this printing of money just pisses me off.. Makes me want to do
this..

http://www.youtube.com/watch?v=qbIZjJ-7yYQ

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