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From: in2dadark on 12 Nov 2009 18:53
One of my customers lost her husband 18 months ago or so. I told her
to get rid of the 4 cars she had in her driveway and get a corolla or
similar toyota so she won't keep getting screwed by the local
mechanic.

I even told her I'd go with her. So, what does she do... A week before
I was to get back from Pa this African American widow goes to the
toyota dealer and trades in all 4 cars and pays an additional 12k for
a 2005 corolla with 45k miles on it. On top of it they charge her 18%
interest..And it's a plain jane corrolla with steel wheels and hub
caps to boot.

I give up. My customers are on their own. You want life or heath
insurance..., sign here. You don't buh bye. I'm not wasting my breath
anymore. There are others stories. But this one broke the camels back.
From: Fatter Than Ever Moe on 13 Nov 2009 04:38
in2dadark wrote:
> One of my customers lost her husband 18 months ago or so. I told her
> to get rid of the 4 cars she had in her driveway and get a corolla or
> similar toyota so she won't keep getting screwed by the local
> mechanic.
>
> I even told her I'd go with her. So, what does she do... A week before
> I was to get back from Pa this African American widow goes to the
> toyota dealer and trades in all 4 cars and pays an additional 12k for
> a 2005 corolla with 45k miles on it. On top of it they charge her 18%
> interest..And it's a plain jane corrolla with steel wheels and hub
> caps to boot.
>
> I give up. My customers are on their own. You want life or heath
> insurance..., sign here. You don't buh bye. I'm not wasting my breath
> anymore. There are others stories. But this one broke the camels back.

No good deed goes unpunished. Actually it might work out for the
best for her, the best cars I ever had were the ones I thought for which
I thought I paid to much. If she keeps records of the costs I bet she
will find she gets 10,000 miles/hundred dollars out of the car, well in
her case maybe not. But those numbers are usually achievable with a
good used Toyota.
From: in2dadark on 13 Nov 2009 14:38
I told her she should have waited for me. But I added 'the good news
is you don't have those clunkers anymore and this will last you
forever'... She's mid 70's ish. Very sweet lady. It kills me to think
of her even going there alone. I guess the stealerships have to make
up for guys like us 'somehow'. I told her I could have probably
gotten her a new one (09 at least) for that price, as basic as her
corolla is. Now she's taking money out of her life insurance policys
to help pay it off and get out of the 18% deal.

It's not hurting me any (businesswise). I just think she could have
saved herself a lot money and spent it on something else. I'm over it
now. And I'll probably be stupid enough to volunteer again. I have to
get hit over the head a thousand times to learn when it comes to
people.

Fatter Than Ever Moe wrote:
> in2dadark wrote:
> > One of my customers lost her husband 18 months ago or so. I told her
> > to get rid of the 4 cars she had in her driveway and get a corolla or
> > similar toyota so she won't keep getting screwed by the local
> > mechanic.
> >
> > I even told her I'd go with her. So, what does she do... A week before
> > I was to get back from Pa this African American widow goes to the
> > toyota dealer and trades in all 4 cars and pays an additional 12k for
> > a 2005 corolla with 45k miles on it. On top of it they charge her 18%
> > interest..And it's a plain jane corrolla with steel wheels and hub
> > caps to boot.
> >
> > I give up. My customers are on their own. You want life or heath
> > insurance..., sign here. You don't buh bye. I'm not wasting my breath
> > anymore. There are others stories. But this one broke the camels back.
>
> No good deed goes unpunished. Actually it might work out for the
> best for her, the best cars I ever had were the ones I thought for which
> I thought I paid to much. If she keeps records of the costs I bet she
> will find she gets 10,000 miles/hundred dollars out of the car, well in
> her case maybe not. But those numbers are usually achievable with a
> good used Toyota.
From: badgolferman on 13 Nov 2009 15:21
in2dadark wrote:

>One of my customers lost her husband 18 months ago or so. I told her
>to get rid of the 4 cars she had in her driveway and get a corolla or
>similar toyota so she won't keep getting screwed by the local
>mechanic.
>
>I even told her I'd go with her. So, what does she do... A week before
>I was to get back from Pa this African American widow goes to the
>toyota dealer and trades in all 4 cars and pays an additional 12k for
>a 2005 corolla with 45k miles on it. On top of it they charge her 18%
>interest..And it's a plain jane corrolla with steel wheels and hub
>caps to boot.
>
>I give up. My customers are on their own. You want life or heath
>insurance..., sign here. You don't buh bye. I'm not wasting my breath
>anymore. There are others stories. But this one broke the camels back.


Using the word "raped" to describe the ordeal of a recent widow was in
poor choice.


From: dr_jeff on 14 Nov 2009 07:32
in2dadark wrote:
> I told her she should have waited for me. But I added 'the good news
> is you don't have those clunkers anymore and this will last you
> forever'... She's mid 70's ish. Very sweet lady. It kills me to think
> of her even going there alone. I guess the stealerships have to make
> up for guys like us 'somehow'. I told her I could have probably
> gotten her a new one (09 at least) for that price, as basic as her
> corolla is. Now she's taking money out of her life insurance policys
> to help pay it off and get out of the 18% deal.
>
> It's not hurting me any (businesswise). I just think she could have
> saved herself a lot money and spent it on something else. I'm over it
> now. And I'll probably be stupid enough to volunteer again. I have to
> get hit over the head a thousand times to learn when it comes to
> people.

My dad is 82. He has for years been making really stupid financial
decisions without asking for help from me, my brother or a financial
planner. All you can do is offer her help.

However, she should try to refinance her loan. It can be done.

Jeff

> Fatter Than Ever Moe wrote:
>> in2dadark wrote:
>>> One of my customers lost her husband 18 months ago or so. I told her
>>> to get rid of the 4 cars she had in her driveway and get a corolla or
>>> similar toyota so she won't keep getting screwed by the local
>>> mechanic.
>>>
>>> I even told her I'd go with her. So, what does she do... A week before
>>> I was to get back from Pa this African American widow goes to the
>>> toyota dealer and trades in all 4 cars and pays an additional 12k for
>>> a 2005 corolla with 45k miles on it. On top of it they charge her 18%
>>> interest..And it's a plain jane corrolla with steel wheels and hub
>>> caps to boot.
>>>
>>> I give up. My customers are on their own. You want life or heath
>>> insurance..., sign here. You don't buh bye. I'm not wasting my breath
>>> anymore. There are others stories. But this one broke the camels back.
>> No good deed goes unpunished. Actually it might work out for the
>> best for her, the best cars I ever had were the ones I thought for which
>> I thought I paid to much. If she keeps records of the costs I bet she
>> will find she gets 10,000 miles/hundred dollars out of the car, well in
>> her case maybe not. But those numbers are usually achievable with a
>> good used Toyota.
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